What Are Signs an Auto Insurance Company Was Acting in Bad Faith After a California Car Accident?
After paying your expensive monthly premiums, it’s only right to expect your auto insurance company to compensate you for damages from a California car accident at least up to the coverage limit. Inherent in insurance contracts is the covenant that your insurer acts in good faith and deals fairly with their policyholders. However, insurance companies often try to avoid their obligations by engaging in underhanded tactics and devious strategies to settle your claim quickly and cheaply or avoiding payment altogether. Their goal by acting in bad faith is to dispute and deny your claims, purposely avoid helpful solutions, and you from getting the compensation you deserve.
What Are the Signs of Bad Faith?
Though you may not recognize the signs, there are common and obvious tactics insurance companies use to stall, low-ball, or otherwise manipulate you to deny claims or settle for pennies on the dollar.
Stalling
Some insurers intentionally delay or otherwise stall until the statute of limitations runs and you can’t file a lawsuit seeking damages for your car accident injuries. They may also stall until you’re desperate for money to pay medical bills and will settle cheaply.
Making quick settlement offers to make your claim go away cheaply and prevent full investigation
Some companies will offer a settlement quickly, hoping you won’t investigate and discover the true value of your case.
Disputing your damages
Insurers want documentation of your expenses from damages you claim from your car accident injuries. They may tell you some expenses aren’t covered or try to tell you to stop taking certain medications or stop treatment just to later claim your injuries weren’t as bad as you initially claimed simply because you followed their advice and stopped treatment.
Denying your claim
Insurers will often partially or completely deny your claim or even claiming you’re at-fault to devalue or dismiss your claim.
Sneaky tactics
Sometimes companies will try to manipulate you into waiving your legal rights, settling your claim cheaply, or otherwise admitting you were at fault. These tactics can include asking you to give recorded statements to later twist your words or telling you not to hire an attorney.
Contact a California Car Accident Attorney
If you were hurt in a car accident and getting the run around from the insurance companies involved, contact the experienced personal injury attorneys at Daneshrad Law without delay to protect your rights and maximize your potential compensation. California personal injury attorney Alan Daneshrad has spent years fighting for injury victims just like you and handling negotiations with insurance companies, and he successfully recovered millions in compensation for them. The attorneys at Daneshrad Law have the skill you want when dealing with large insurance companies trying to take advantage of your situation. Call us toll-free at (888) 881-3529 to schedule a no-obligation initial case review today. The consultation is free, and you pay nothing until we win your case. Let us evaluate your situation, answer your questions, and get started today.